|  |  |  |  | |  | Financial Institutions Speciality InsurancesThe vulnerability of financial institutions is well known; recent examples have made headlines around the world. The threat, usually in the form of negligence, crime and regulatory issues, is not diminishing. Technology can increase the risks and has facilitated new forms of criminal activity. Effective operational controls serve to reduce exposures but appropriate insurance products frequently prove to be a vital last line of defence against:
- Dishonest managers and employees
- Hackers
- Viruses
- Forgers
- Dissatisfied customers
- Disgruntled shareholders / Contravention of the regulatory regime
The Financial and Executive Risks Division of Howden is committed to assisting you to identify your exposures, and to transfer risk. Our highly-experienced, specialist team represents an increasing number of clients from across the financial services spectrum; from high profile organisations to smaller, niche players. Each client is treated as unique and benefits from the highest level of service including a full analysis of the risk, a health-check of existing insurance – free and without obligation - and tailor-made cost-effective solutions across the following specialist covers:
- Bankers Blanket Bond
- Computer Crime
- Cyber Liability/Esurance
- Professional Liability
- Directors and Officers Liability
- All Risks of Physical Loss or Damage (cash and securities in transit and on premises)
- Stockbrokers Liability
- Stock Exchange Liability
- Depository Financial Loss
- Plastic Card Insurance
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